• You cannot vote in certain elections.
• You may be ineligible for certain jobs requiring high-level security clearances.
• As permanent resident, you also have the same legal obligations as Canadians, such as paying taxes and respecting other laws.
• If you or your dependents commit serious crimes, you or your dependents risk being deported from Canada.

Family Class provides for equal treatment under the law for common-law couples of the same or opposite sex by expanding the family class to include the term "common-law partner".

Under the Family Class Sponsorship, the definition of Common-law partner is a person who is living in a conjugal relationship with another person for a period of at least one year. A Conjugal partner is a person residing outside Canada who have maintained with another person a conjugal relationship for at least one year, but have not cohabited with each other.

An individual in a conjugal relationship for at least one year of a person, but who is unable to cohabit with the person, due to persecution or any form of penal control, may be considered as a common-law partner of that person.

A dependent son or daughter is either:

• be under the age of 22 and not a spouse or common-law partner; or,
• have depended substantially on the financial support of a parent and have been continuously enrolled and in attendance as full-time students in a post secondary institution accredited by the relevant government authority since before the age of 22 (or since becoming a spouse or a common-law partner, if they married or entered into a common-law relationship before the age of 22); or,
• have depended substantially on the financial support of a parents since before the age of 22 and unable to provide for themselves due to a medical condition.

Both the federal and provincial governments strongly advise Business Immigrants to make an exploratory trip to familiarize themselves with the place and get a more realistic sense of the opportunities and challenges of their business project in the province that they want to start business and settle with their families.

Many potential Business Immigrants, though able to meet the program's net worth requirements, may have difficulty raising the liquid assets required ($400,000 CDN) in a short period of time or they do not wish to tie up their money for a period of five years while receiving no interest on the transaction. As a result, the Investor has the option to receive a loan from a financial institution in Canada for up to 70% of the investment. So, the Immigrant Investor deposits $120,000 CDN. (Approx. $75,000 US), borrows the remaining of the $280,000 CDN and nothing is paid back at the end of the term. The Investor's deposit of about $120,000 CDN. (Approx. $75,000 US) is used up by the financial bank to pay the interest charges for the value of about $280,000 CDN loan for the five year term. No monthly payments or interest is required to be paid by the Investor for the loan of about $280,000 CDN. In effect the cost of the program would be about $120,000 CDN. (Approx. $75,000 US) to the investor.

For Business applicants who wants to participate on the investor program to obtain their permanent residency in Canada, and do not wish to invest the required amount of $400,000 CDN for any reason, our company can arrange for you to obtain a loan of $280,000 CDN from a Canadian Bank or Financial Institution in Canada, so the cost of the program will be about $120,000 CDN (approx. $75,000 US) to you.

Besides the net worth requirement of $800,000 CDN, the Investors will be required to prove that they have significant business experience.

The Quebec government manages its own immigration programs providing for Independent Business applicants selection rules. In many respects, the province of Quebec has the most secured investor program, as government regulations are stricter.

"Business experience", in respect of an investor, means

1. the management of a qualifying business and the control of a percentage of equity of the qualifying business for at least two years in the period beginning five years before the date of application for a permanent resident visa and ending on the day a determination is made in respect of the application, or
2. the management of at least five (5) full-time job equivalents per year in a business for at least two years in the period beginning five years before the date of application for a permanet resident visa and ending on the day a determination is made in respect of the application.

"Net worth", in respect of an investor, means the fair market value of all of the assets of the investor and their spouse or common-law partner minus the fair market value of all of their liabilities.

"Qualifying business", means a business other than a business operated primarily for the purpose of deriving investment income such as interest, dividends or capital gains -- for which, in each of any two years in the period beginning five years before the date of application for a permanent resident visa and ending on the date a determination is made in respect of the application, there is documentary evidence of any two of the following:

• that the percentage of equity multiplied by the number of full-time job equivalents is equal to or greater than two full-time job equivalents per year;
• that the percentage of equity multiplied by the total annual sales is equal to or greater than CDN $500,000;
• that the percentage of equity multiplied by the net income in the year is equal to or greater than CDN $50,000; and
• that the percentage of equity multiplied by the net assets at the end of the year is equal to or greater than CDN $125,000.

"Full-time job equivalent", means 1,950 hours paid employment.

"Net assets", in respect of a qualifying business or qualifying Canadian business, means the assets of the business, minus the liabilities of the business, plus shareholder loans made to the business by a foreign national and their spouse or common-law partner.

"Net income", means in respect of a qualifying business or qualifying Canadian business, means the after tax profit or loss of the business plus remuneration by the business to a foreign national and their spouse or common-law partner.

"Percentage equity" means:

1. in respect of a sole proprietorship, 100 per cent of the equity of the sole proprietorship controlled by a foreign national or their spouse or common-law partner;
2. in respect of a corporation, the percentage of the issued and outstanding voting shares of the capital stock of the corporation controlled by a foreign national or their spouse or common-law partner; and
3. in respect of a partnership or joint venture, the percentage of the profit or loss of the partnership or joint venture to which the foreign national or their spouse or common-law partner is entitled.

Advantage of the Applicant under the Investor program:

1. Investors are not required to start a business in Canada as in the case of the Entrepreneur program;
2. Investments are fully guaranteed by provinces and territories that participate in the program;
3. The provinces and territories control the investment during the five year lock-in period; and
4. No immigration "terms and conditions" are imposed upon admission as in the case of the Entrepreneur program.

The Investor program is better suited for people who are obliged to constantly travel to and from Canada as soon as permanent residence is established and do not wish to be subjected to reporting immigration requirements as is the case with the Entrepreneur program.

For a free assessment of your eligibility for permanent residency in Canada under the Business Class Immigration, Click Here

Features of the Entrepreneur Program:

• A minimum net worth requirement of $300,000;
• A requirement that within three years of becoming a permanent resident, the entrepreneur must have controlled and have actively managed a qualifying Canadian business for a period of at least one year, and that the business must have created employment opportunities for others; and
• All family members are admitted under the same conditions as the principal applicant; the conditions are removed once the entrepreneur satisfies the conditions.

To qualify as an Entrepreneur, the applicant must be able to meet the following conditions:

1. An entrepreneur who becomes a permanent resident must meet the following conditions:
   • the entrepreneur must control a percentage of the equity of a qualifying Canadian business equal to or greater than 33 1/3 percent;
   • the entrepreneur must provide active and ongoing management of the qualifying Canadian business; and
   • the entrepreneur must create at least one incremental full-time job equivalent for Canadian citizens or permanent residents, other than the entrepreneur and their family members.
     
     
2. The entrepreneur must meet the conditions for a period of at least one year within the period of three years after the day on which the entrepreneur becomes a permanent resident.
   
   
3. An entrepreneur who becomes a permanent resident must provide to an officer evidence of compliance with the conditions within the period of three years after the day on which the entrepreneur becomes a premenent resident.
   
   
4. An entrepreneur must provide to an officer:
   
   
   • not later than six (6) months after the day on which the entrepreneur becomes a permanent resident, their residential address and telephone number; and
   • during the period beginning 18 months after and ending 24 months after the day on which the entrepreneur becomes a permanent resident, evidence of their efforts to comply with the conditions.
     
     

"Business experience", in respect of an entrepreneur, means the management of a qualifying business and the control of a percentage of equity of the qualifying business for at least two years in the period beginning five years before the date of application for a permanent resident visa and ending on the day a determination is made in respect of the application.

"Net worth", in respect of an entrepreneur, means the fair market value of all of the assets of the entrepreneur and their spouse or common-law partner minus the fair market value of all of their liabilities.

"Minimum net worth" means:

• in respect of an entrepreneur, CDN $300,000; and
• in respect of an entrepreneur selected by a province, the minimum net worth required by the laws of the province.

"Qualifying Canadian business" means a business operated in Canada by an entrepreneur -- other than a business primarily for the purpose of deriving investment income, such as interest, dividends or capital gains -- for which there is in any year within the period of three years after the day the entreprenuer becomes a permanent resident documentary evidence of any two of the following:

• the percentage of equity multiplied by the number of full-time job equivalents is equal to or greater than two full-time job equivalents per year;
• the percentage of equity multiplied by the total annual sales is equal to or greater than CDN $250,000;
• the percentage of equity multiplied by the net income in the year is equal to or greater than CDN $25,000; and
• the percentage of equity multiplied by the net assets at the end of the year is equal to or greater than CDN $125,000.

"Full-time job equivalent" means 1,950 hours of paid employment.

"Net assets", in respect of a qualifying business or a qualifying Canadian bisiness, means the assets of the business, minus the liabilities of the business, plus shareholder loans made to the business by a foreign national and their spouse or common-law partner.

"Net income", in respect of a qualifying business or a qualifying Canadian busines, means the after profit or loss of the business plus remuneration by the busines to a foreign national and their spouse or common-law partner.

"Percentage of equity" means:

1. in respect of a sole proprietorship, 100 per cent of the equity of the sole proprietorship controlled by a foreign national or their spouse or common-law partner;
2. in respect of a corporation, the percentage of the issued and outstanding voting shares of the capital stock of the corporation controlled by a foreign national or their spouse or common-law partner; and
3. in respect of a partnership or joint venture, the percentage of the profit or loss of the partnership or joint venture to which a foreign national or their spouse or common-law partner is entitled.

For a free assessment of your eligibility for permanent residency in Canada under the Business Class Immigration, Click Here

        C) Self-employed
Self-employed immigrants must have relevant experience and have the intention and ability to be self-employed in Canada and to make a significant contribution to specified economic activities in Canada. Other business immigrants with more generic business abilities will be required either to meet the entrepreneur or investor definitions, or to qualify as skilled workers or be selected as provincial nominees.

"Relevant experience" in respect of a self-employed person means at least two (2) years of one of the following types of experience in the period beginning five years before the date of application for a permanent resident visa and ending on the day a determination is made in respect of the application, as follows,

1. self-employment in cultural activities or in athletics,
2. participation at a world-class level in cultural activities or athletics, or
3. farm management experience.

"Specified economic activities" in respect of a self-employed person means cultural activities, athletics or the purchase and management of a farm.

Features of the Self-employed Program:

• No immigration "terms and conditions" are imposed on this class.
• Self-employed immigrants must have the experience, intention and ability to establish a business that will, at a minimum, create an employment opportunity for themselves and that will make a significant contribution to cultural activities or athletics in Canada, or to purchase and manage a farm in Canada.

For a free assessment of your eligibility for permanent residency in Canada under the Business Class Immigration, Click Here

To be selected as a Business Immigrant, you must meet first the definition of the business class in which you are applying under (investor, entrepreneur or self-employed person). If you successfully meet the definition, you are then assessed against five (5) selection factors (age, education, official languages, experience and adaptability). The pass mark for all three (3) classes of business is 35. The maximum possible score for each class is 100.

Entrepreneurs and investors are assessed under five selection factors: (relevant experience, age, education, language abilities, and adaptability).

Self-employed applicants must meet the definition of a Self-employed category as described above. Self-employed immigrants will be evaluated against a similar selection criteria point system applicable to their circumstances.

For a free assessment of your eligibility for permanent residency in Canada under the Business Class Immigration, Click Here

Participants who are selected under the Live-in Caregiver Program are allowed to apply for permanent residence within the country if they have worked fulltime for at least two years as a Live-in Caregiver in Canada.

For more information about the Live-in Caregiver Program, please contact us and we will mail you a job application along with all the requirements and qualifications.

If you are planning to visit Canada as a tourist, business traveller, student or visiting family in Canada, please click here to obtain your Do-It-Yourself Immigration package!